Business Packages

Whether your transactions are many or few, our Business¹ and Business Performance¹ packages are designed for all situations! They will help you save hundreds of dollars per year and take advantage of many other benefits.

Business packages

Get peace of mind with a Business package. Choose the one that suits your needs. Simply, precisely. Our cost-effective packages are optimized so you can manage your ﬁnances simply, sparing you the tedious task of monitoring pay-as-you-go transactions.

Choose your packages that corresponds to your needs.

Business 10 : $15 per month, 10 monthly transactions²
Business 25 : $26 per month, 25 monthly transactions
Business 45 : $40 per month, 45 monthly transactions
Business 65 : $50 per month, 65 monthly transactions
Business 90 : $75 per month, 90 monthly transactions

Your transactions included per month¹¹

Cheque issuance
Deposit^17,18, withdrawal, transfer and bills payment at Laurentian Bank's^12,13,14 and THE EXCHANGE^®,**,8,16 automatic banking machine(ABM)
Transfer or bill payment³ by LBCDirect Business
Automatic debit
Automatic deposit
Deposits at a 24h Deposit Box^4,9
Interac^TM5 Direct Payment
Foreign currency deposit^7,10,12,18

Other advantages

No business account opening charges
No fee for account maintenance
No monthly fee to access to LBCDirect Business services
Free cheque return with monthly statement
Free debit card and free additional cards
Up to $3,000 per month in cash deposits at a Laurentian Bank ABM¹², THE EXCHANGE® ABM, or at a 24h Deposit Box⁴ with no handling fee
Unlimited number of items deposited at a Laurentian Bank ABM¹², THE EXCHANGE®⁸ ABM, or at a 24h Deposit Box⁴ with no handling fee

PLUS: one more advantage exclusive to business 25, 45, 65 & 90 packages

50% discount on overdraft protection monthly charges, up to $5,000⁶.

Business Performance Packages

Do you conduct many financial transactions? Get the very best advantages from our series of business Performance packages. They are optimized to help you manage banking operations easily and cost-effectively. It’s simple! Choose from a selection of packages specifically designed for business with large banking volumes. These optimized packages make for valuable savings and savvy business decisions.

They include four packages, starting at $100 per month.

Business Performance 150 : $100 per month, 150 monthly transactions
Business Performance 180 : $125 per month, 180 monthly transactions
Business Performance 225 : $175 per month, 225 monthly transactions
Business Performance 300 : $225 per month, 300 monthly transactions

Business Performance 150
150 Transaction included per month¹¹	150 transactions among the followings: Cheque issuance Deposit^17,18, withdrawal, transfer and bill payment at a Laurentian Bank ABM^12,13,14 and THE EXCHANGE^®,**,8,16 ABM Transfer and bill payment³ by LBCDirect Business Deposit and automatic debit Deposit at the 24h Deposit Box⁴ Foreign currency deposit^7,10,12,18
Account maintenance fee	No fee
Deposit handling charges	Up to $10,000 per month in cash deposits at a Laurentian Bank ABM¹², THE EXCHANGE® ABM, or at a 24h Deposit Box⁴ with no handling fee Unlimited number of items deposited at a Laurentian Bank ABM¹², THE EXCHANGE®⁸ ABM, or at a 24h Deposit Box⁴ with no handling fee
24h Deposit Box⁴	No fee 50 free deposit bags per year
Other advantages	Free access to LBCDirect Business services Free yearly bank confirmation No fee for monthly paper statement with cheques returned

Business Performance 180
180 Transaction included per month¹¹	180 transactions among the followings: Cheque issuance Deposit^17,18, withdrawal, transfer and bill payment at a Laurentian Bank ABM^12,13,14 and THE EXCHANGE^®,**,8,16 ABM Transfer and bill payment³ by LBCDirect Business Deposit and automatic debit Deposit at the 24h Deposit Box⁴ Foreign currency deposit^7,10,12,18
Account maintenance fee	No fee
Deposit handling charges	Up to $15,000 per month in cash deposits at a Laurentian Bank ABM¹², THE EXCHANGE® ABM, or at a 24h Deposit Box⁴ with no handling fee Unlimited number of items deposited at a Laurentian Bank ABM¹², THE EXCHANGE®⁸ ABM, or at a 24h Deposit Box⁴ with no handling fee
24h Deposit Box⁴	No fee 50 free deposit bags per year
Other advantages	Free access to LBCDirect Business services Free yearly bank confirmation No fee for monthly paper statement with cheques returned

Business Performance 225
225 Transaction included per month¹¹	225 transactions among the followings: Cheque issuance Deposit^17,18, withdrawal, transfer and bill payment at a Laurentian Bank ABM^12,13,14 and THE EXCHANGE^®,**,8,16 ABM Transfer and bill payment³ by LBCDirect Business Deposit and automatic debit Deposit at the 24h Deposit Box⁴ Foreign currency deposit^7,10,12,18
Account maintenance fee	No fee
Deposit handling charges	Up to $20,000 per month in cash deposits at a Laurentian Bank ABM¹², THE EXCHANGE® ABM, or at a 24h Deposit Box⁴ with no handling fee Unlimited number of items deposited at a Laurentian Bank ABM¹², THE EXCHANGE®⁸ ABM, or at a 24h Deposit Box⁴ with no handling fee
24h Deposit Box⁴	No fee 100 free deposit bags per year
Other advantages	Free access to LBCDirect Business services Free yearly bank confirmation No fee for monthly paper statement with cheques returned

Business Performance 300
300 Transaction included per month¹¹	300 transactions among the followings: Cheque issuance Deposit^17,18, withdrawal, transfer and bill payment at a Laurentian Bank ABM^12,13,14 and THE EXCHANGE^®,**,8,16 ABM Transfer and bill payment³ by LBCDirect Business Deposit and automatic debit Deposit at the 24h Deposit Box⁴ Foreign currency deposit^7,10,12,18
Account maintenance fee	No fee
Deposit handling charges	Up to $20,000 per month in cash deposits at a Laurentian Bank ABM¹², THE EXCHANGE® ABM, or at a 24h Deposit Box⁴ with no handling fee Unlimited number of items deposited at a Laurentian Bank ABM¹², THE EXCHANGE®⁸ ABM, or at a 24h Deposit Box⁴ with no handling fee
24h Deposit Box⁴	No fee 100 free deposit bags per year
Other advantages	Free access to LBCDirect Business services Free yearly bank confirmation No fee for monthly paper statement with cheques returned

Please note that if you do not hold a Business or Business Performance package or if you exceed the deposit amount included in your package, the following deposit fees apply:

Cheque deposit into your current Business account (CA $)	$0.20 per item
Cheque deposit (US $) into your Day by Day Plus account (US $)	US $0.25 per item
Cash deposit Counted Uncounted	$2.15 for each $1,000 $2.50 for each $1,000
Deposit of rolled coins	$2.15 for each $100

* Visa Int’l. / Laurentian Bank, licensed user.
Interac® e-Transfer is a registered trademark of Interac Corp. Used under licence.
**THE EXCHANGE® is a registered trademarks of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

Legal notice

Packages and inherent advantages cannot be combined with any other offer from the Laurentian Bank. One banking package per account. Charges apply to transactions not included in the package or exceeding the afforded limit. For more information on charges, please refer to the current My Transaction Tools guide.
The Business 10 package does not include the following: 50% discount on monthly charges for overdraft protection.
Provincial and federal government remittance charges are not included in the package and are at the client’s expense.
Registration is required to use the 24 h Deposit Box. Please inquire about the terms, conditions and availability of the service in branch.
Some ABM operators & retailers charge user fees. These fees are not Laurentian Bank service charges.
Subject to credit approval. Overdraft annual interest rate charges still apply.
A foreign currency deposit (US$) made at a Laurentian Bank ABM equals three banking transactions. Contact your branch advisor or your coordinator to choose the package best suited to your banking habits.
Bills payment is not available at THE EXCHANGE® ABM.
Deposit bags are not included in this package.
If an Instrument is in a currency other than the currency of the Account, and the Instrument is to be credited to or debited from the Account, you agree that we may convert the Instrument at the applicable currency conversion rate established by us at our discretion for such purpose. We are not responsible for any losses related to foreign currency conversions, including those resulting from a change to our currency conversion rates between the date an Instrument is converted by us and the date the Instrument is processed or returned.
Fees for your banking services apply to any transaction exceeding those included in the package.
Laurentian Bank automated banking machines do not accept US $ bills and other foreign currencies. Only Canadian bills and cheques in US and Canadian currency are accepted.
It is not possible to add a new payee at a Laurentian Bank automated banking machine. To perform this transaction, log in to your LBCDirect Business account or contact Customer Service at 1-800-252-1846.
It is not possible to pay a bill with a variable reference number at a Laurentian Bank automated banking machine. To perform this transaction, log in to your LBCDirect Business account or contact Customer Service at 1-800-252-1846.
This service is available to clients with an account where only a single cardholder’s signature is needed to carry out transactions.
Funds from deposits or transfers made at THE EXCHANGE® Network ABMs may be held for a maximum of five (5) working days. It is not possible to perform fund withdrawals or transfers with an account that requires more than one cardholder signatures to carry out transactions.
Deposit limits may vary depending on the ABM operator.
Laurentian Bank withholds funds on the amount exceeding the daily limit (personalization rating) associated with your debit card when you deposit cheques and commercial instruments into your account at an automated banking machine. The maximum hold on funds for a deposit or transfer made at a Laurentian Bank ABM is five (5) business days for cheques in Canadian dollars and twenty (20) business days for cheques in US dollars drawn from an American financial institution.

Subject to change