Two women stand in a store. One holds a wireless payment terminal and the other holds her Laurentian Bank debit card up to it.

CHEQUING ACCOUNTS

Accounts that keep up with you.

A chequing account for your everyday banking needs with a personal touch from us.

Choose an account that suits your needs.

Unlimited account

Unlimited monthly banking transactions including:

Withdrawals, transfers and bill payments at Laurentian Bank and THE EXCHANGE™ Network ATMs
Transfers and bill payments with LBCDirect and the mobile app
Interac e-Transfer^{®, 1} and Interac^® Debit transactions
Cheques and pre-authorized payments

Account maintenance

Free eStatements
Paper statements for $3.00 per month²

Additional benefits

Discounts on our Student and Seniors Advantage offers
Access to a network of over 3,000 ATMs across Canada through THE EXCHANGE^TM network.

$14.75 /month

Open an account

EVERYDAY VALUE

Preferred account

20 monthly banking transactions including:

Withdrawals, transfers and bill payments at Laurentian Bank and THE EXCHANGE™ Network ATMs
Transfers and bill payments with LBCDirect and the mobile app
Interac^® Debit transactions
Cheques and pre-authorized payments

Account maintenance

Free eStatements
Paper statements for $3.00 per month²

Additional benefits

Discounts on our Student and Seniors Advantage offers
Access to a network of over 3,000 ATMs across Canada through THE EXCHANGE^TM network.

$7.50 /month

Open an account

BASIC BANKING

Basic account

12 monthly banking transactions, including:

Withdrawals, transfers and bill payments at Laurentian Bank and THE EXCHANGE™ Network ATMs
Transfers and bill payments with LBCDirect and the mobile app
Interac^® Debit transactions
Cheques and pre-authorized payments

Account maintenance

Free eStatements
Paper statements for $3.00 per month²

Additional benefits

No monthly fee for seniors receiving the Guaranteed Income Supplement (GIS) and to RDSP beneficiaries, available upon request³
Access to a network of over 3,000 ATMs across Canada through THE EXCHANGE^TM network.

$4.00 /month

Open an account

Solutions for every life stage.

YOUTH ACCOUNT

The Youth Plan

Free unlimited monthly banking transactions⁴ including:

Withdrawals, transfers and bill payments at Laurentian Bank and THE EXCHANGE™ Network ATMs
Transfers and bill payments with LBCDirect and the mobile app
Interac^® Debit transactions
Cheques and pre-authorized payments

Account maintenance

Free eStatements
Paper statements for $3.00 per month²

Additional benefits

Access to a network of over 3,000 ATMs across Canada through THE EXCHANGE^TM Network
Option to send cleared cheques monthly available upon request at no charge

Eligibility

You must be under 18 years old.

Call us

SENIORS ACCOUNT

The 65+ Plan

4 free monthly banking transactions⁴ including:

Withdrawals, transfers and bill payments at Laurentian Bank and THE EXCHANGE™ Network ATMs
Transfers and bill payments with LBCDirect and the mobile app
Interac^® Debit transactions
Cheques and pre-authorized payments

Account maintenance

Free eStatements
Paper statements for $3.00 per month²

Eligibility

You must be at least 65 years old.

Call us

Pay-per-use features.

With a chequing account, your basic features are free when you maintain a minimum $3,000 monthly balance.

Feature	$3,000+ monthly balance	Less than $3,000 monthly balance
Paper statement²	$3,000+ monthly balance $3.00 per month	Less than $3,000 monthly balance $3.00 per month
eStatement	$3,000+ monthly balance Free	Less than $3,000 monthly balance Free
Interac e-Transfer® transaction	$3,000+ monthly balance $1.00	Less than $3,000 monthly balance $1.00
Interac e-Transfer Autodeposit	$3,000+ monthly balance Free	Less than $3,000 monthly balance Free
Interac e-Transfer Request Money	$3,000+ monthly balance $1.00	Less than $3,000 monthly balance $1.00
Interac^® Debit transaction	$3,000+ monthly balance $1.25	Less than $3,000 monthly balance $1.25
Transfer between Laurentian Bank accounts with LBCDirect and the mobile app	$3,000+ monthly balance Free	Less than $3,000 monthly balance $1.00
Withdrawal from a Laurentian Bank or THE EXCHANGE^® Network ATM	$3,000+ monthly balance Free	Less than $3,000 monthly balance $1.00
Pre-authorized payment	$3,000+ monthly balance Free	Less than $3,000 monthly balance $1.00
Cheque	$3,000+ monthly balance Free	Less than $3,000 monthly balance $1.25

Feature	$3,000+ monthly balance	Less than $3,000 monthly balance
Paper statement²	$3.00 per month	$3.00 per month
eStatement	Free	Free
Interac e-Transfer® transaction	$1.00	$1.00
Interac e-Transfer Autodeposit	Free	Free
Interac e-Transfer Request Money	$1.00	$1.00
Interac^® Debit transaction	$1.25	$1.25
Transfer between Laurentian Bank accounts with LBCDirect and the mobile app	Free	$1.00
Withdrawal from a Laurentian Bank or THE EXCHANGE^® Network ATM	Free	$1.00
Pre-authorized payment	Free	$1.00
Cheque	Free	$1.25

You’re eligible if:

You’re a resident of Canada.
You've reached the age of majority in your province
You have valid government-issued photo ID.

View all features and fees (PDF, 410 KB)

Helpful tips and resources.

Your questions answered.

Useful links

Open an account FAQBudget calculatorTalk to an advisorView our current rates

Bank with us and get better benefits.

Achieving financial wellbeing is easier than you think.

Save on autopilot.

Set up automatic transfers to your account and watch savings take flight.

Funds at your fingertips.

With our new app, banking on the go has never felt easier.

Download our app

Safe and secure.

From alerting you about suspicious activities, to protecting your data, we’ve got your back.

View our security policy

OVERDRAFT PROTECTION

A chequing account’s best friend.

Keep your account safe with overdraft protection. For when life doesn't throw you a bone.

Tell me more

Let's connect.

Interac and Interac e-Transfer are registered trademarks of Interac Corp. Used under licence. THE EXCHANGE™ is a registered trademark of Fiserv Inc., licensed for use in Canada by FICANEX Services Limited Partnership.

Laurentian Bank: Laurentian Bank of Canada.

Interac e-Transfer transactions include Autodeposit and Request Money.
You will receive a bank statement only when you conduct more than five transactions since the last statement was printed. Applicable account maintenance fees will continue to be charged to your account.
This package has been made available free of charge to seniors receiving the Guaranteed Income Supplement (GIS) or to beneficiaries of a Registered Disability Savings Plan (RDSP). The free offer is valid for a period of one year upon presentation of proof that the client is receiving the GIS or is a beneficiary of an RDSP. Our free account offer will not be automatically renewed annually. The client is responsible for coming to a branch to renew it.
Regular fees apply to transactions exceeding the limit provided by the banking plan. Fee schedule in force as of March 1, 2021. For further information about this service and banking fees, please refer to the My Money guide (PDF, 454 KB).

Compare features and find the chequing or savings account that best suits your needs with the Financial Consumer Agency of Canada’s account selector tool: www.fcac-acfc.gc.ca.

CHEQUING ACCOUNTS

Accounts that keep up with you.

Accounts that keep up with you.

Choose an account that suits your needs.

MOST POPULAR

Unlimited account

EVERYDAY VALUE

Preferred account

BASIC BANKING

Basic account

Solutions for every life stage.

YOUTH ACCOUNT

The Youth Plan

SENIORS ACCOUNT

The 65+ Plan

Pay-per-use features.

You’re eligible if:

Helpful tips and resources.

Your questions answered.

Useful links

Bank with us and get better benefits.

Save on autopilot.

Funds at your fingertips.

Safe and secure.

OVERDRAFT PROTECTION

A chequing account’s best friend.

Let's connect.

Book a meeting.

Find a branch.

Give us a call.

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