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GUARANTEED INVESTMENT CERTIFICATES (GICs)

More time for what matters most.

Whatever you’re saving for, a Laurentian Bank Guaranteed Investment Certificate (GIC) can help get you there sooner. So just focus on what you love.

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Our GICs at a glance.

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FIXED-RATE GIC

Protect your investments with guaranteed returns.

Grow your investments securely with our fixed-rate Guaranteed Investment Certificates (GICs).

Get attractive returns with a guaranteed principal and rates over a fixed period.

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MARKET-LINKED GIC

Get the best of both worlds with ActionGICs.

It's about performance with peace of mind. Reap the rewards of stock market returns with the comfort of knowing your principal is 100% guaranteed.

Here’s why you can count on GICs.

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Risk-free.

Your initial investment is 100% guaranteed. Let your money work for you, safely.

Competitive rates.

Get attractive rates that will see your savings bloom. Because low risk doesn’t have to mean low returns.

Flexible terms.

When it comes to saving, there are no small goals. Whether you want to invest for 90 days or up to 10 years, we have a GIC to meet your needs.

Know the benefits.

  • Versatile enough for all your goals.

    Whether you’re saving for a vacation, a car or renovations, find the term and returns that put your money to work.

  • Talk about tax-efficient investing.

    Our GICs are RRSP, RRIF and TFSA eligible. Building your savings while saving on taxes? We’d call that a win-win.

  • CDIC eligible coverage for peace of mind.

    Eligible for Canada Deposit Insurance Coverage (CDIC) for added protection.

Helpful tips and resources.

Your questions answered.

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SAVINGS ADVICE

The path to retirement is clear.

Regardless of what your retirement goals may be, our customized advice can get you there. Whether you need to set up a retirement plan or you’re ready to start saving, we’ll point you in the right direction.

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