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In a bright, modern kitchen, two fathers smile at their young son who sits cross-legged on the counter.

FIXED-RATE MORTGAGE

Your dream home realized.

Simplify your life with regular, set payments. A Laurentian Bank fixed-rate mortgage offers just that with a competitive rate, to make your homeownership a reality.

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The benefits.

Terms.

Closed: 6 months to 10 years Open: 6 months and 1 year

Payment frequency.

Set up your payments for monthly, month-end, biweekly or weekly. Accelerated payment options available.

Guaranteed rate.

Get pre-approved for a guaranteed rate for up to 120 days.

Features.1

  • Our offer.

    Get a closed fixed-rate mortgage for the term and competitive rate that works for you.

    View mortgage rates

  • Fixed payments.

    Always know exactly how much you have to pay. The fixed payment amount for the full loan term is determined by the fixed rate you choose.

  • Prepayment option.

    Choose to make additional payments or to increase the amount of your payments to suit your financial goals. Any prepayments you make are directly applied to the principal, lowering your overall costs.

    We call it the 15/15 option:

    • Make additional payments2 to repay up to 15% of the original loan amount once a year.

    • Increase the payment amount by up to 15% once a year.2

A mother and daughter are in a cloth tent set up indoors. Surrounded by soft fairy lights, they lay happily on their stomachs, propped up on their arms.

MORTGAGE INSURANCE

Take cover from life’s what ifs.

Protect all you love from life’s uncertainties with mortgage insurance.
More about mortgage insurance

Helpful tips and resources.

Your questions answered.

Let's connect.