Online Services and Mobile App Agreement.

For personal and commercial accounts.


To continue using LBCDirect or the Laurentian Bank mobile app, you must read and agree to the latest Laurentian Bank Online Services and Mobile App Agreement (the “Agreement”).


The Agreement was updated as of October 25, 2023.


Personal accounts: The definitions for “Account”, “Autodeposit”, “Interac e-Transfer Services”, “LBC Group”, “Personal Verification Questions” and “Remote Deposit Service” have been updated.


Read the agreement (PDF, 301 KB)

We've also updated the following sections:

6. Availability of these Services

7. Authorization for Transactions

9. Remote Instructions

10. Remote Deposit

11. Verification and Acceptance of Transactions by Laurentian Bank

12. Laurentian Bank Records

17. Security Guarantee

19. Rights for Innocent Breach

28. E-Delivery Services

31. Interac e-Transfer Services

34. Withdrawals and Deposits

37. Procedures for Addressing Unauthorized Transactions and other Transaction Problems

46. Consent to Collection, Use and Disclosure of Your Personal Information

58. Applicable Law

60. Modification of Agreement

62. Notices

69. Laurentian Bank Trademarks

70. Third Party Trademarks

71. Proprietary Information

Otherwise, note that the Agreement was generally updated to use more consistent language and to reflect certain commercial considerations of our commercial accounts. More specifically, the changes made to section 6 titled “Availability of these Services,” were mainly for grammar and editing.

Finally, section 6 does not in any way impact Laurentian Bank’s commitment to refund the Non-Sufficient Funds (NSF) fees, late payment charges or interest incurred as a result of its recent system outage. For any questions, contact us or go to our Service outage FAQ.

Be sure to read the Agreement and updates carefully.