Laurentian Bank: Laurentian Bank of Canada.
*Trademark of Visa Int., used under license.
LBC Financial Services Inc. (LBCFS) is a subsidiary of Laurentian Bank and a corporate entity distinct from Laurentian Bank, B2B Trustco and any other issuer or mutual fund company whose products it represents. Each Laurentian Bank private banker is also a licensed LBCFS mutual fund representative. LBCFS is therefore responsible for the actions of representatives only in the context of their work for LBCFS.
Financial planning is a service offered by LBC Financial Services.
To be eligible for the transaction component, the primary cardholder assigned to the Private Banking Service must have a minimum of $250,000 invested in mutual funds or $500,000 invested across all other types of Laurentian Bank investment products, as well as a bank account and a credit card.
Some conditions apply, and the Bank reserves the right to modify the interest rate without notice. Information about the account and applicable fees is available in the My Money guide (PDF, 455 KB). The interest rate is annualized and may be changed without notice. Interest is calculated on the minimum daily balance up to a maximum of $1,000,000. Interest is paid monthly. The simple interest rate formula is used.
No-fee transactions are withdrawals and deposits made in branches, at a Laurentian Bank Automated Teller Machines (ATMs) or through LBCDirect, cheques and direct debits, and bill payments made at Laurentian Bank ATMs or through LBCDirect. Other fees may apply. Please refer to the Private Banking section of the My Money guide (PDF, 455 KB), also available at our branches.
Applicable if the minimum daily balance of $3,000 is held in the account for the entire month. If you do not maintain this minimum balance, you can sign up for one of our plans to save on service fees.
Subject to change and credit approval by Laurentian Bank. This promotional offer is valid only for Private Banking clients. To receive the cashback equivalent to annual fees of $130 for the primary card and $50 for the additional card, the Laurentian Bank Visa Infinite* card must be activated within 60 days of opening the account. The offer is renewed annually on the card’s anniversary date as long as the cardholder remains a Private Banking client. The offer is not valid if the client has no paid employment or retirement income other than from the government or has previously been involved in bankruptcy or insolvency proceedings. The Laurentian Bank Visa Infinite* card is subject to the Rewards Program Agreement (PDF, 338 KB). For more information about the Laurentian Bank Visa* card, including information about the credit rate, the grace period, charges other than interest or the date on which interest applies, consult the Section entitled “Information Box - Summary’’ in the Agreement Governing the Use of the Laurentian Bank Visa* Cards (PDF, 580 KB). Use of the card confirms that you agree to the terms and conditions of this offer. Laurentian Bank reserves the right to change or terminate this promotion at any time without notice.
A yearly order of 100 base model personalized cheques.
To be eligible for certain privileges of the investment component, the primary cardholder assigned to the Private Banking Service must have a minimum of $250,000 invested in mutual funds. The range of Laurentian Bank fee-based funds is offered by LBC Financial Services Inc. (LBCFS).