Guaranteed Capital Solutions

With guaranteed capital solutions, there is absolutely no risk. The name says it all: your capital is guaranteed. The interest rates are fixed and returns are guaranteed (with the exception of ActionGIC).

In short, there is nothing to worry about or lose sleep over.

Guaranteed Capital Solutions	Main Features
Term deposit	Flexible, fully or partially cashable anytime (with a penalty) 14-month fixed term
Guaranteed investment certificate (GIC)	Fixed rate higher than the term deposit, not cashable before maturity Term varies between 90 days and 10 years
ActionGIC	Higher potential return than a conventional GIC, rate known upon maturity only Makes it possible to benefit from stock market growth without risking your own capital

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