Must-haves

The simplest approach to minimizing your mortgage loan is to increase your down payment. It’s a sound strategy to radically lower your payments and cut down on interest. If you have already saved a tidy sum in your RRSP, use the Home Buyer’s Plan  also known as RAP to increase your down payment by making your savings work for you.

A good insurance plan can spare you many headaches and protect you from unpleasant surprises while giving you peace of mind and freedom. Enquire about our mortgage insurance.

Don't quite have the 20% down payment to purchase a property? You could still make that purchase a reality by signing up for mortgage loan insurance.
 

Depending on the type of mortgage and term you chose, you have the option to repay your mortgage with a prepayment. While you are allowed certain prepayment privileges, you might be required to pay a penalty. Find out more about our prepayment solutions.

Are you selling your property? You can keep all the conditions of your existing loan, thanks to our transfer program.