My First Home

Learn about the home buying process step by step or go directly to the information you are looking for.

Owner or Renter
Before you start looking for a home, find out if you are really an owner or a renter at heart.

The State of Your Finances
Use our calculators to calculate your budget and determine your borrowing power.

Down Payment
Calculate your down payment. If you have less than 20% of the value of the property that you'd like to buy, find out how to get a mortgage with a down payment of less than 20%.

Choosing a Home
Tips for choosing the best home for you.

Offer to Purchase
How to be pre-approved for a loan and make an offer to purchase.

Necessary Documents
The list of documents needed to get your mortgage once your offer to purchase has been accepted.

Mortgage Options
Everything you need to know about our mortgage products.

Property Transfer
The final four steps before you get the keys to your new home.

Our Tools
How to insure your new home and set up automatic payments. Know your resale options.