GDS and TDS Ratio Calculators
| Descriptions | Amount | |
|---|---|---|
| 1. | Enter a monthly mortgage amount (reimbursement of capital and interest)1. |
$___________ |
| 2. | Heating costs Property tax + school taxes 50% of condominium fees (if applicable) |
+ $___________ + $___________ + $___________ = $___________ |
| 3. | Divide the fee total by your gross monthly income. | ÷ $___________ = __________% |
| Descriptions | Amount | |
|---|---|---|
| 1. | Total amount of monthly fees from the above table | $___________$ |
| 2. | Car loans 3% of your credit card limit and 3% of your line of credit limit Other debts and fixed monthly fees |
+ $___________ + $___________ + $___________ = $___________ |
| 3. | Divide the fee total by your gross monthly income. | ÷ $___________ = __________% |
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1. This amount is fictitious and can be adjusted until the final outcome is close to 32%.
