Laurentian Bank: Laurentian Bank of Canada.
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To benefit from this offer, you must apply by September 16, 2024. Bonus Points will be applied within 2 monthly statements from the date the conditions are met. The primary cardholder is responsible for all charges to the account, including those made by any additional cardholder. Limited time bonus for new Laurentian Bank Visa Infinite* credit card accounts ("Account") in the first 3 months of account opening ("First 3 Months"): Bonus of 10,000 Points will be awarded to the Account when you activate and spend $1,500 in eligible Purchases within the First 3 Months after Account opening. Bonus of 2,000 Points will be awarded to the Account when you set up a recurring payment (“Pre-Authorized Payment”) within the First 3 Months after Account opening. Bonus of 2,000 Points will be awarded to the Account when you refer a friend or family member, they apply for and are approved for any Laurentian Bank credit card and they activate their card. This offer does not expire. Conditions apply. For more details, visit the Referral Program Terms and Conditions (PDF, 140 KB). This offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available to existing Laurentian Bank credit card accounts and may only be applied to new card applications. We reserve the right to limit the number of Accounts opened by and the number of points awarded to any one person.
A return may be nil at maturity unless it is subject to a guaranteed minimum rate of return. The minimum or maximum rate of return will be determined and disclosed prior to issuance. Your actual rate of return is contingent upon the performance of the reference index. As applicable, the rate of return is non-compounding over the term of the ActionGIC and calculated solely on the initial investment, which along with the applicable rate of return, is paid at maturity. The minimum and maximum rate of return may vary between issuances. The posted rate corresponds to the maximum rate AND MINIMUM RATE OF RETURN. The final rate of return of a Laurentian Bank ActionGIC is calculated based on the performance of the reference index between the issue date and the maturity date of the investment. If applicable, the rate of return is subject to the maximum and minimum rate of return. The value at maturity is obtained by calculating the average value of the index at closing, on the three dates for the calculation of the reference index as specified in the purchase agreement. The final return of the reference index is determined by calculating the sum of the return for each share in the reference index during the period divided by the number of shares making up the reference index. Since the rate of return of this investment depends on the performance of a reference index comprised of securities, any fluctuations in the reference index will affect the investment’s final rate of return and if applicable, will determine if a maximum or minimum rate of return will apply. Past performance is not an indicator of future performance. This investment is eligible for a non-registered or a registered plan such as an RRSP, RRIF or TFSA. A minimum investment of $500 is required. This product is eligible for deposit insurance from the Canadian Deposit Insurance Corporation (CDIC) up to the maximum limit for coverage from the CDIC and subject to applicable conditions. Laurentian Bank of Canada, Laurentian Trust of Canada Inc, LBC Trust are members of the CDIC. The terms and conditions of this product are available at the branch. Laurentian Bank of Canada reserves the right to modify, suspend or withdraw this offer at any time without notice. If applicable, since the ActionGIC is issued on a fixed date following an initial subscription period, any amount received before the issue date of this product will be invested in a short-term GIC (“Pending ActionGIC”) before the final issuance of the ActionGIC. The principal and any interest earned (annual fixed, simple interest, calculated daily) during this period will be automatically added at maturity of the Pending ActionGIC to the investment of the ActionGIC.